商业银行支持新能源产业发展的关联机制、风险与化解策略:酒泉例证

China Commercial Banks' Support of the Development of New Energy Industry Association Mechanism,Risks and Solving Strategies——Taking Jiuquan as an example

酒泉地区是全国重要的新能源产业基地,也是重点发展的战略新兴产业之一,在发展过程中,由于本区资本市场发育缓慢和产业自身因素,商业银行成为支持新能源产业发展的主要资金来源,两者关联度高,在酒泉表现尤为突出。出现产能过剩背景后,商业银行出现信贷市场风险凸显、系统风险积累加速和政策风险转化的原因,提出建立能源信贷监测制度、开展信贷资金动态管理、开展金融支持的供给侧改革、密切关注国家宏观经济政策变化及产业走势等策略有效化解风险。

Jiuquan district is an important new energy industry base of China and is one of the focus on the development of stra-tegic emerging industries. During the process of development, because of the slow growth in capital market and industry fac-tors, China Commercial Banks have become main sources of funds for the support of new energy industry development. The cor-relation degree is high, especially in Jiuquau. Based on system reasons, support, and industry trends such as strategy creditfunds to highlight a credit market risk in commercial bank and risk accumulation under the excess capacity background, this ar-ticle is to propose energy credit monitoring system, carry out dynamic management, carry out the reform of the supply side ofthe finance and pay close attention to national macroeconomic policy changes acceleration and transformation of policy risk todissolve the risk effectively.