截流物损毁赔付计算方法的研究及其应用

Research and application of the calculation model of insurance claim for the damaged closure

基于工程险通用保险合同的一般约定条款建立工程险赔付计算模型,探讨截流物损毁赔付计算模型中标的损失、减损费用等参数的确定方法,基于散体力学和河流动力学分析截流物失稳垮塌临界状态下的流速与截流物体的变化关系,建立灾后截流物损失量估算模型,提出截流物损毁赔付计算的方法。并将损失量估算模型与损毁赔付计算方法应用到具体的截流物工程赔付案例中,验证了模型及方法的可行性与适用性。

Based on the general provisions of the general insurance contract of engineering insurance, the model of engineering insurance compensation calculation was established. The determination of the parameters in the model was discussed, including the loss of insurance and the cost of reducing losses. Furthermore, the estimating model was established after examining the relationship between the current velocity and the closure at critical state of the closure？ s loss of stability with the granule mechanics and the river dynamics. The method of calcula-tion of the closure property damage compensation was put forward. Then the loss estimation model and the calcu-lation method of insurance claim for damaged closure were applied to the specific project closure payment case, and the feasibility and applicability of the model and method were verified.