土地承包经营权抵押处置机制构建的思考

The Thinking on Building Contracted Management of Land Mortgage Disposal Mechanism

伴随着农业现代化进程,农户土地承包经营权的流转明显加快,为了加大对土地流转的金融支持,土地承包经营权抵押贷款应运而生。在这过程中,土地承包经营权抵押处置机制起着至关重要的作用,完善的抵押处置机制可以促进土地流转,降低农户与金融机构的风险。文章主要从基本原则、总体框架、保障等角度来探索建立完善的土地承包经营权抵押处置机制,以促进土地承包经营权抵押贷款的实施,盘活用益物权,落实两权抵押融资功能,加快土地流转。

Along with the process of agricultural modernization, the right to the contracted management of land circulation has quickened significantly. In order to increase the financial support for land circulation, the right to the contracted management of land mortgage arises at the historic moment. In the process, the contracted management of land mortgage disposal mechanism plays an important role. Improve the mortgage disposal mechanism can promote the land circulation, also can reduce the risk of peasant household and financial institutions. This article mainly from the basic principle, overall framework and safeguard to explore establishing the perfect right to the contracted management of land mortgage disposal mechanism, so as to carry out the implementation of the contracted management of land mortgage and speed up the land circulation.