工程担保制度对我国风险管理的借鉴意义

Significance of Construction Guarantee Institution to Risk Management in China

工程担保制度是分散、转移建筑工程各方当事人风险的一种风险管理手段 ,是指担保人应工程合同一方 (被担保人 )的要求向另一方 (权利人 )做出书面承诺 ,保证如果被担保人无法完成合同中规定的义务 ,则由担保人代为履约或做出其他形式的补偿。在工业发达国家和地区 ,工程担保作为建筑工程社会保障体系的一个重要组成部分 ,已有了比较完善的发展。本文从介绍工程风险管理的手段出发 ,着重研究了工程担保制度在国际工程风险管理中的重要地位 ,并对如何在我国开展工程担保业务 。

Construction guarantee institution is a risk management means to disperse or remove each party's risk. The guarantor makes a promise in written form to the party in right under guarantee's demand to fulfill what the guarantee is requested in construction contract, if the guarantee cannot do it. In developed countries and regions, the construction guarantee is an important part of social guarantee system in construction engineering and has been developed amply. Beginning with the methods of risk management, this paper introduces and analyzes the important statue of guarantee in construction industry in risk management over the world and provides some advice on how to carry out the guarantee in our construction industry.