我国金融租赁业的现状及发展问题分析

Analysis on The Present Situation and Development of China's Financial Leasing Problem

现代租赁业务具有融资和融物的双重功能,是集贸易与技术于一体的新型金融产业,也是世界上仅次于银行信贷的第二大金融工具。由于我国金融租赁处于起步阶段,还存在许多问题,各项经营服务不完善,行内监管环境有待提升。本文分析了我国租赁业的现状及发展困境的原因,提出了相应的解决方案。

Modern leasing,as a newfinancing industry combing trade and technology,has the double function of financing capitals and financing goods,is second to bank credit in the world＇s financial instruments. Due to at the start stage,business service is imperfect and monitoring need improve in China. The current situation and problems in development of financial leasing in China are discussed and relevant solutions are put forward.