推动我国农村经济发展的融资策略研究

Financing Strategies for Promoting China's Rural Economic Development

我国经济社会发展强调的是全面共同发展,农村地区作为我国主要的户籍人口所在地,其经济发展直接关系到我国全面发展实现的水平。文章以此为背景进行研究,发现在促进我国农村经济发展中政府的政策推动是解决融资难的首要力量,政策在不同程度上促进了农村经济发展的融资需求解决。以互联网金融为代表的新型金融模式的出现为农村的融资发展提供了新的渠道。农村经济发展的融资方式主要有内源与外源融资两种模式,而当前农村经济发展还存在融资难问题。文章提出必须创新融资方式,实现满足金融需求的能力提升;扩宽融资渠道放宽融资限制。

The development of socialism emphasizes the comprehensive common development. Rural areas as a place that household register population is mainly located in China, its economy level is directly related to China to realize the comprehensive development. This paper, based on this background, found that the government＇s policies is the primary power to solve the financing difficulties in promoting the rural economy development. Internet finance as the emergence of new financial mode, provides rural finance development with a new channel. The economic development mode of rural financing mainly have two kinds： endogenous and exogenous financing mode. The current rural economy development still exists some difficulties in financing. Relevant suggestions are put forward： to innovate financing mode, to meet the demand of financial ability, to broaden the financing channels and ease restrictions on the financing.