新疆政策性农业保险运行效率评价

Evaluation of Xinjiang Agricultural Insurance Operating Efficiency

为了探索新疆5个试点地州的政策性农业保险运行效率,现利用2008—2014年的数据选取了农牧民人均纯收入、赔款支出、农业保险密度、农业保险深度、农业保险费用支出5个投入指标和补贴总额、补贴比例2个产出指标,运用DEA-BCC模型,研究了新疆5个地州的政策性农业保险运行效率的差异。结果表明:新疆5个地州的综合效率的均值逐年提高,2014年达到0.990,整体处于较高水平,但是仍然没有达到最佳水平;从纯技术效率来看,2008—2014年一直处于递增阶段;从规模效率来看,处于改善状态,但是没有达到最佳状态。

In order to explore the efficiency of agricultural insurance policy to Xinjiang five pilot states,the article use data of 2008—2014years about the per capita net income of farmers and herdsmen,claims expenditure,agricultural insurance density,insurance penetration agriculture,agricultural insurance expenses and the total amount of subsidies,subsidies ratio of the two output indicators,using DEA-BCC model,exploring differences of policy agricultural insurance operation efficiency five prefectures in Xinjiang.The results showed that Xinjiang meant the five states overall efficiency had increased annually by 2014 to reach 0.990 at a high level overall,but still did not reach the best level;from a purely technical point of view efficiency.The five states from pure technical efficiency from 2008 to 2014,had been in a stage of increasing;from scale efficiency,the overall size of the five states of Xinjiang efficiency improvement in the state,but not at their best.Using DEA-malmquist index based on this analysis the overall operating efficiency of each year in Xinjiang policy agricultural insurance in 2008—2014Xinjiang five pilot areas DEA-malmquist efficiency of the process of rising,scale efficiency played a most important effect.