新形势下对我国金融监管体系改革的思考

Thought for China's Financial Supervision System Reform under the New Situation

近两年来,我国金融体系的风险不断暴露,说明我国目前分业监管的金融监管体系已经不能满足金融业发展的需要,需要进行改革。本文论述了我国现行的金融监管体制存在的问题,介绍了国际金融监管体制改革的经验,从而为我国的金融监管体制改革提供借鉴,在上述论述的基础上,提出了我国金融监管体制改革的思路和选择。

The past two years,the risk of the financial system continued exposure.Indicating that China’s current separate supervision of the financial regulatory system has been unable to meet the needs of the development of the financial sector.The reform have to be needed.This paper discusses China’s current financial regulatory system problems and then introduce experience of international financial regulation reform,so as to provide reference for our financial regulatory reform.Based on the above discussion,we proposed the idea of Financial Supervision System and selected the reason for the central bank to the core of the financial regulatory system.