电子营业执照及其在银行业务中的应用研究

Electronic business license and its application research in banking business

根据我国电子营业执照的发展应用现状,结合企业的银行业务,提出在银行业务中应用电子营业执照的解决方案。首先,简要介绍了电子营业执照的定义、技术特点,对比了电子营业执照和纸质版执照在现实生活及网络生活中的作用,并且阐述电子营业执照在银行中应用的重要意义;然后,提出实现电子营业执照在银行中应用的解决方案,包括系统的网络拓扑、功能设计;最后,详细描述了电子营业执照在银行业务中的应用流程。电子营业执照在银行业务中的应用可提高银行面向企业用户的服务效率,创新银行的业务方式。

According to the present development of electronic business liccnse in China,combining with the banking business of the enterprise,the paper proposed to apply the electronic business license in the bank. Firstly,the paper briefly introduced definition and technical character-istics of the electronic busines license, compared the electronic business liccnse and liccnse printed in real l ife pounded the significance of electronic business license in the bank application. Then, the thesis proposed a set of soliitions to achieve the ap-plication of the electronic business license in bank system,which included system network topology and function design. Finally,the paper described the application proccss of electronic business liccnse in the banking business. The application improve the service efficiency of banks for enterprise users,and innovate the way of banking business.