金融生态圈建设的济南做法

Development Approaches of the Financial Ecological Cycle in Jinan

济南要打造具有全国影响力的区域性产业金融中心,就应当有一个与之匹配的金融生态圈。那么,何为金融生态圈？它是金融系统各组成部分及其赖以生存的生态环境。良好的金融生态圈是打造＂资金洼地＂的基础条件,是决定资本流向的核心因素,是构筑金融发展＂高地＂的重要保障,有利于生态系统各活动主体实现共赢，这对金融中心建设至关重要。

To create a regional industrial finance center lies not only in the solid hardware base but in the soft power-a favorable eco-environment for finance.Facts proved that a pleasant financial environment is conducive to absorb more foreign capita]so as to to accelerate economic growth for a region.Otherwise it's impossible to retain the capital.Then the question arises that what's the definition of the eco-environment for finance? It refers to the exterior environments concerning the policy,economy,law,credit and level of financial services as well.Then Jinan has a advantageous ecoenvironment for regional finance.At the end of 2015,the rate of NPL(Not-performing loan) of commercial banks in Jinan was0.71%,dramatically lower than that of the national average which was 1.67%.Imprinted with the Confucian culture,the business style of Shandong province has received decent reviews.Shandong was the first to put forward the 'regional financial regulation in the province',carrying out the exploration of hierarchical supervision.It has established a stockpile for high-end financial talents and optimized the management environment of financial talents,aiming at creating a highland region of China's financial credit and safety,a treasure island to bring together financial resources and talents,building the country's first-class financial eco-environment.It's effective to obtain higher resources n establishing finer conditions.The construction of ecological environment of regicnal finance in Jinan has a demonstrative effect to financial reform and innovation in the province and even the whole country