融资性担保机构业务发展的因素制约及经营风险分析

Factors Restricting the Development of the Business of Financing Guarantee Institutions

近年来,融资性担保机构的发展在一定程度上缓解了中小微企业"融资难"、"融资贵"的现状,助推了中小微企业的发展壮大,但在其业务经营过程中存在的诸多问题以及风险隐患也逐渐暴露了出来。本文以通化辖区担保公司为样本,分析了融资性担保机构经营过程中存在的问题和风险隐患,并提出促进其可持续发展的政策建议。

In recent years, the development of fi nancing guarantee institutions to some extent alleviate the small and micro enterprises＇ fi nancing diffi culties, fi nancing of the status quo, to boost the development of small and medium-sized enterprises to grow, but there are many problems in the course of its business and the risks are gradually exposed. This paper analyzes the problems existing in the management of fi nancing guarantee institutions, and puts forward the policy recommendations to promote the sustainable development of the Guarantee Corporation in Tonghua area.