农民住房财产权抵押的阻碍与对策分析——以吉林省长春市九台区为例

Analysis on the Obstacles and Countermeasures of the Mortgage of Farmers' Housing Property Rights——A Case Study of Jiutai in Changchun City, Jilin Province

2015年8月,国务院印发《关于开展农村承包土地的经营权和农民住房财产权抵押贷款试点的指导意见》(国发【2015】45号)。2015年12月,长春市九台区被确定为全国首批农民住房财产权抵押贷款试点区,本文基于九台市的现实情况分析了该项改革可能面临的困难以及对策建议。

In August 2015, the State Council issued ＂on the management of rural land contracted management rights and farmers housing property mortgage loans pilot guidance＂（national hair [2015] 45）. In December 2015 nine, Taiwan District Changchun was determined as the fi rst batch of farmers housing property mortgage loan pilot area, based on the reality of Jiutai was proposed to analyze the reform possible diffi culties and countermeasures.