福建小微企业融资现状与问题研究

Research on the Financing Status and Problem of Small and Micro Business in Fujian Province

小微企业在福建工业企业总数中占90%以上,其发展状况严重影响着福建工业的发展,进而影响着福建经济的发展。近年来,在国家政策引导下,福建省相继出台多项措施,促进小微企业健康发展,小微企业贸易融资困境有所缓解,但由于治标不治本,小微企业仍然面临着诸如政策落地难、融资渠道不够畅通等问题。通过对福建小微企业贸易融资现状和存在的问题进行分析,提出了破解小微企业贸易融资困境的途径。

The quantity of small and micro business has reached more than 90% among the whole industry enterprises in Fujian. The status of its development will affect the whole development of Fujian＇ s industry and even the whole econo- my of Fujian. Recently, with the guidance of the central government, Fujian has issued a number of measures to help small and micro business to develop in a good environment. Though achievements it has made, temporary solution is not permanent cure, small and micro business still face many problems, such as the problem of policy hard-landing, financing channel not smooth, etc. The article will focus on the financing status and problems of small and micro business in Fujian, and try to find out effective ways to solve them.