摘要
我国个人储蓄性保险制度以两种模式运行:强制储蓄型模式和自愿储蓄型模式。我国个人储蓄性保险发展的建议有:建立有中国特色的多层次养老保险体制;做实个人账户,进行市场化运营;创新社会保险基金组织管理模式。
China’s personal saving insurance system Functions in two modes： compulsory savings and voluntary savings. There are three suggestions for personal saving insurance development in China： establishment of a multi-level old-age insurance system with Chinese characteristics, enrichment of personal accounts so as to adopt the way of market-oriented operation and innovation in management mode of social insurance fund.
作者
余少祥
YU Shaoxiang(Institute of Law, Chinese Academy of Social Sciences, Beijing, China 100720)
出处
《温州大学学报（社会科学版）》
2016年第5期22-29,共8页
Journal of Wenzhou University：Social Science Edition
关键词
强制储蓄
自愿储蓄
中国特色
养老保险
市场化运营
Compulsory Saving
Voluntary Saving
Chinese Characteristic
Pension
Market-oriented Operation
