论商业银行流动性风险的新常态管理法——以吉林省农村商业银行信贷风险管理为例

The Research on the New Normal Management Methods of the Commercial Banks' Liquidity Risk——Taking the Rural Commercial Bank Credit Risk Management in Jilin Province as an Example

互联网金融正以蓬勃发展之势降低商业银行的渠道优势,并在相关领域与商业银行展开竞争。商业银行面临着较以往任何一个时期都更严峻的风险管理问题,流动性风险管理是其中重要的环节。商业银行尤其是农村商业银行必须研究并正视自身所处的内外部环境,积极迎接挑战,科学防控流动性风险,在经济新常态下更好地生存与发展。

Internet finance is reducing the channel advantage of commercial banks, and competing in the related fields of commercial banks. Commercial banks are facing the severeproblem of risk management now than in any previous period;and the liquidity risk management is one of the most important links.Commercial banks, especially the rural commercial banks must study and face their own internal and external environments, meet the challenges actively, prevent scientifically and control the liquidity risk, in the new economic normal to make a better survival and development.