我国养老现状及国内外相关研究进展

A review of pension status quo in China and domestic and overseas pension models

我国人口老龄化程度不断提高、传统养老模式逐渐衰落。养老问题给我国社会带来了严峻的挑战，逐渐成为当今社会关注的热点。自20世纪80年代以来，涉及养老模式研究的文章中各种提法和概念分歧较大。本文以养老的经济来源、生活模式、是否医养结合为切入点，对国内外不同养老模式及其特点进行了梳理，并表达了这样一种期望：宏观层面上养老模式将从单一走向多元，提供个性化的养老服务；具体操作层面上应结合我国国情，并充分汲取其他国家的成功经验，建立具有我国特色的养老保障服务体系。

With the aging of population and progressive decline of traditional pension model, the problems in the aged supporting have caused serious social concern in China. Since 1980＇ s, different opinions about pension models have been suggested in many research papers. This paper summarizes the characteristics of different pension model used in both China and abroad in terms of the financial sources of the aged supporting, life style and the combination with medical service, suggesting to establish a pension model with Chinese characteristics to provide multiple and personalized services on the basis of China＇ s national situation and successful experiences of other countries.