3Arrow K.,1973, The Theory of Discrimination [M],In Discrimination in Labor Markets,ed.AshenfeJter Orley and Albert Rees, Princeton University Press.
4Bachmann A.,A. Becker, D. Buerckner, M. Hilker,M. Lehmann and P. Tiburtius, 2011,OnlinePeer-to-peer Lending-a Literature Review [J],Journal of Internet Banking and Commerce, 16,1 .18*.
5Blanchflower D. G.,Levine P. B. and D. J. Zimmerman, 2003, Discrimination in the SmaLL-businessCredit Market [J],Review of Economics and Statistics,85,930.943.
6Duarte J., S. Siegel, and L. Young, 2012, Trust and Credit : the Role of Appearance in Peer-to-peer Lending [J],The Review of Financial Studies, 25,2455.2484.
7Goering J. and R. Wienk, 1996,Mortgage Lending,Racial Discrimination and Federal Policy[M],Urban Institute Press,Washington D. C.
8Ladd H. F.,1982,Women and Mortgage Credit [J],American Economics Review, 72,166 .170.
9Lin M.,N. R. Prabhala,and S. Viswanathan,2013,Judging Borrowers by the Company TheyKeep : Social Networks and Adverse Selection in Online Peer-to-peer bending [J],Management Science,59,17 .35.
10Phelps E. ,1972,The Statistical Theory of Racism and Sexism [J],American Economic Review,62, 659.661.
