大学生网络贷款的现状分析与对策建议

Research on the Present Situation and Countermeasures for College Students' Network Loan

近年来,网络借贷平台迅速崛起,为大学生创业、消费、旅游等提供各类资金,不过,一些乱象也随之出现,因此大学生网络贷款需引起辅导员的高度重视.分析大学生网络贷款的现状及危害,就辅导员如何正面引导学生面对大学生网络贷款行为进行了一些思考并提出了相应的对策.

In recent years,the rapid rise of network lending platform provided venture,consumption,tourism capital for college students.However,some chaos appeared,eg：30thousand changed into 700 thousand at compound interest and Jilin college students encountered usury.So college students＇ network loan needed to attract the attention of the counselor.This paper summarized and analyzed the current situation and harm of college students＇ network loan.The corresponding countermeasures were put forward to guide the students.