出口信用保险机构有效性的国际比较与启示

The International Comparison and Enlightenment of Export & Credit Insurance Agency Effectiveness

近年来,出口信用保险机构保持了整体发展向好势头,呈现出业务覆盖面不断扩大、贸易融资作用显著提高、同业交流更加频繁、政策性作用更加突出等发展特征。综合近年来各国出口信用保险机构的承保数据,通过构建面板数据模型进行实证分析,可以发现发达国家和发展中国家虽然经济发展阶段不同,但其出口信用保险机构都具有有效性,只是在有效性的发挥上有所差异;无论是在经济形势较好还是经济形势较差的时期,出口信用保险机构始终会对国民经济和对外贸易发挥有效促进作用。对我国出口信用保险机构而言,需要进一步促进贸易和投资发展,支持国际产能合作,提供融资便利和理赔保障,持续发挥逆周期作用。

In recent years, Export ＆ Credit Agencies（ECA） has kept good momentum of development with expanding business coverage, increasing trade finance, more communication and strong policy effects in international trade and investment. By constructingpanel data model to carry on substantial evidential analysis, we could find that either in developed countries or developing ones, thereis a similar validity of EAC at different level of economic development, but there are some different roles of validity among agencies.Moreover, no matter the economic situation is good or poor, their policy effect to promote national economy and foreign trade alwaysexists. As to Chinese ECA, they need promote the development of trade and investment, support international capacity cooperation,provide financing facilities and claims and continue to play the role of reverse cycle.