摘要
P2P网络借贷是金融服务行业的一部分,经济金融市场的发展对P2P网络借贷行业的发展有极大的影响.本文以2014年至2015年的月度数据为依据,对中国P2P网络借贷行业中的指标和经济金融市场中的指标进行了典型相关分析.研究结果表明:贷款余额是中国P2P网络借贷行业的最主要指标,它受汇率和股指影响较大;P2P网络借贷行业的投资人数与股指、Shibor、工业增加值增长速度、国际黄金价格有关;房地产市场对中国P2P网络借贷行业的影响较小.
Peer-to-peer online lending has been an indispensable financial service and it has been greatly influenced by development of economic markets. Based on monthly data ranging from 2014 to 2015, this paper performs a canonical correlation analysis of Chinese peer-to-peer online lending industrial and financial market indexes. Our research illustrates：the loan balance is a major index of Chinese peer-to-peer online lending, which is greatly influenced by exchange rate and stock index;Number of peer-to-peer online investors is closely correlated with stock index, Shibor, growth rate of industrial added value, gold price;Real estate also has some yet limited influence on peer-to-peer online lending.
出处
《闽南师范大学学报（自然科学版）》
2016年第3期108-112,共5页
Journal of Minnan Normal University：Natural Science
基金
福建省中青年教师教育科研项目资助(JAS14393)
关键词
P2P网络借贷
典型相关分析
金融
peer-to-peer online lending
canonical correlation analysis
finance
