安徽省农民合作社金融服务需求分析与对策

Analysis of Farmer Cooperatives' Demands for Financial Services in Anhui Province and Countermeasures

基于安徽省120家农民合作社金融服务需求的问卷调查,分析了安徽省农民合作社金融产品与服务的需求状况。结果表明,随着农民合作社的迅速发展,金融产品与服务需求强烈,呈现阶段化、多样化特征,供求也表现出显著的不匹配现象,成为制约农民合作社成长壮大的重要现实问题。基于需求分析,提出了强化需求导向、政策引导、财政支持、教育支撑等对策建议。

Based on a questionnaire survey of 120 farmer cooperatives’ demands for financial services in Anhui Province , farmer cooperatives’ demands for financial products and services in Anhui Province were analyzed .The results show that with the rapid development of farmer coopera-tives, the demands for financial products and services have become increasingly strong , showing staging and diversity characters , and the supply and demand do not match with each other, which has limited the development of farmer cooperatives.On the basis of the analysis of the de-mands, some countermeasures were proposed, such as strengthening demand orientation, policy guidance, financial support, and education sup-port.