企业财务风险分析与防范

Analysis and Precaution of Risks of Enterprise Finances

财务风险是指公司财务结构不合理、融资不当使公司可能丧失偿债能力而导致投资者预期收益下降的风险。财务风险管理涉及的财务指标要素主要是资产负债率、现金流量、融资成本、投资选择等,企业降低财务风险的措施,主要从提高企业盈利能力、缩短资金回收周期、选择合理的融资方式以及提高投资选择的科学性等方面入手。财务风险管理朝着精细化和产业化发展,推进风险管理,要建立符合企业战略定位的科学、完整的风险防控体系。

Financial risk refers to the risk of reduction of investor expected earnings due to unreasonable financial structure and improper financing of a company.Financial risk management involves financial index factors mainly include asset-liability ratio,cash flow,financing costs,such as investment,enterprise measures to reduce financial risk,mainly from improving enterprise profitability,shortening payback period and reasonable choice of financing way and improving the scientific nature of the investment options and other aspects.Financial risk management develops toward the refinement and industrialization,so we should promote the risk management by establishing scientific and complete system of risk prevention and control conforming to the enterprise strategic orientation.