摘要
本文从理论研究、实证分析及金融机构的具体实践等三个方面,论证了环境与社会风险管理对提升整体风险管理水平、促进投资回报具有正面作用。通过构建环境与社会风险管理评估体系,对比分析了国内外银行业环境与社会风险管理水平的差异,发现国内银行业整体处于中等水平,国有银行整体表现要优于股份制与城市商业银行。要改善国内银行业环境与社会风险管理,应当从增强意识层面认知与培养内在管理能力两方面入手。
This paper demonstrates the environment and social risk management has a positive role in improving the overall risk management and promoting investment returns in terms of theoretical study, empirical study and practices of financial institutions. Through building up an evaluation system of the environment and social risk management, this paper does a comparative analysis on the differences of the environment and social risk management of the banking industry at home and abroad. It finds that the banking industry at home is at the medium level, with the stateowned banks performing better than the joint-stock and city commercial banks. It needs to raise the awareness and foster inner management capability to improve the environment and social risk management at home.
出处
《金融发展研究》
北大核心
2016年第10期3-11,共9页
Journal Of Financial Development Research
关键词
环境与社会风险
赤道原则
银行业
environment and social risks, EPs, banking industry