互联网金融刑法规制的路径选择与展望

The Selection and Expectation of Internet Finance Criminal Law Regulation

互联网金融犯罪作为伴随互联网金融行业发展而出现新的犯罪类型,在认清其金融犯罪的本质属性的同时,应对其行为方式和犯罪对象的网络异化保持警惕;互联网金融活动既要通过刑法的介入以保护投资者权益,又要注重尽快建立行政监管先行的法律规范层级体系;顺应互联网金融的行业特点和发展方向;刑法对互联网金融风险防范的重心,应从对资金流向的监管控制转移到对个人和市场信息安全的保护上来。

Internet finance crime is a new type of crime which appears with the emerging of internet finance industry. Law makers should keep vigilant against the dissimilation of the online financing on criminal objects and their action fashion,while recognizing the essential attribute of internet finance crime. As far as the author concerns,all internet finance activities should be regulated with certain criminal laws to protect the interests of investors; law makers,at the same time,complying with the characteristic and developing direction of internet finance industry,ought to put forth efforts on establishing legal system of administrative supervision. The focus of internet finance criminal law,in addition,is supposed to be transferred from regulatory control of capital flow to security protection of the personal information and market information.