P2P网贷平台与投资人之间信息不对称问题的研究

Study on the Asymmetric Information Problems between Peer- to- Peer Lending and Investors

近年来,P2P网贷在我国取得了迅速发展,但P2P网贷的信息不对称问题严重阻碍了P2P网贷的健康发展。文中分析了投资人与P2P网贷平台之间的信息不对称问题,并针对性地提出解决方法,以期促进P2P网贷长久发展,保障投资人利益。

In recent years,peer- to- peer lending is developing rapidly in China,but asymmetric information problems have a bad effect on the development of peer- to- peer lending. This paper,which in order to promote the development of peer-to- peer lending and protect the interests of investors,analyze the asymmetric information problems between peer- to- peer lending and investors,and point out the solutions of asymmetric information problems.