对贫困村信贷需求情况的调查与思考

Investigation and Cogitation on Credit Demand of Poverty Villages

为积极推动金融精准扶贫工作,本文以贵州省黔东南州6个贫困村为样本,通过驻村走访、召开座谈会、入户问卷调查等形式对四类贫困帮扶对象(贫困村村委会、农民专业合作社、种养殖大户或致富带头人、贫困户)的信贷需求进行调查,分析贫困村帮扶对象信贷需求特征及影响因素,并就金融如何支持贫困村发展和贫困户脱贫提出政策建议。

To promote poverty alleviation cause more efficiently,the paper chooses six poverty villages in Qian-dongnan of Guizhou as samples,investigates the credit demand of four categories poor recipients（the poor village com-mittee,farmers＇ specialized cooperatives,leading specialized households or bellwether of becoming rich,poor house-holds）by residency visiting,meeting and questionnaire survey. Then the paper analyzes the credit demand behaviorcharacteristics and influencing factors,and puts forward some policy suggestions.