非银行类金融机构业务资源动员研究——关于租赁保理的案例与理论分析

Non-Banking Financial Institute Resource Mobilization——Analysis of Leasing-Factoring Model

利用融资租赁谱系图解介绍资本市场融资租赁业务的参与主体后,结合以融资租赁为基础的保理融资业务案例分析,构造了二类金融机构在合约过程中的决策机理,展示二类基础牌照联合业务在资源动员过程中比传统金融机构有效。研究结果显示,非银基础牌照资源的发放权限应该下放到地方政府的金融管理部门。

This paper uses the diagram of leasing institution tree to illustrate financial institutions offering leasing service in China＇s capital market.The leasing-factoring model formulates decision making processes of two kinds of non-banking institutions in the capital market.Analysis of the case and the model show that non-banking financial institutions mobilize resources more effectively than traditional banking financial institutions.The conclusion is that the right of granting financial basic license should be transferred to local governments.