国外中小企业融资比较及启示

Comparison of Financing of Small and Medium Sized Enterprises in Foreign Countries and Its Enlightenment

中小企业成长的速度持续加快,它是我国目前发展市场经济的主要着力点,在国外经济中也是不可或缺的组成部分。为了使中小企业有良好的融资渠道,许多国家都在为中小企业如何获得融资便利提供政策上的支持。虽然各国的金融制度不同,但国外中小企业融资对我国的中小企业具有借鉴作用。本文通过对不同国家的中小企业支持的机构、政策进行了探讨,进行比较,总结了国外有效可行的融资对策和成功经验,提出了在我国中小企业融资中具有实际意义和值得借鉴的方法。

the growth of small and medium-sized enterprises is accelerating, it is the main focus of the development of market economy in our country, and it is also an indispensable part of the foreign economy. In order to make the small and medium-sized enterprises have good financing channels, many countries have to provide policy support for SMEs to obtain financing. Although different countries have different financial systems, the financing of small and medium enterprises in foreign countries has a reference to the small and medium enterprises in China. Through the and the policy support for medium and small enterprises of different countries were discussed, comparison, foreign effective financing measures and successful experiences are summarized, proposed in the financing of small and medium-sized enterprises of our country has practical significance and is worth to draw lessons from the method.