7Ranciere, R., Tomell, A., and Westemmnn, F. Decomposing the effects of financial libendizatiaa: Crises vs. growth [J]. Journal of Banking&Finance, 2006, 30 (12): 3331-3348.
8Elena, C., and Francisco, G. Financial liberalization and bank risk- taking: International evidence [J]. Jour- nal dFinancial Stability, 2014, 11. 32-48.
9Hellmann, T. F., Murdock, K. C., and Stiglitz, J. E. Liberalization, moral hazard in banking, and pm- denti regulation: are capital requiremnts enough? [J]. American Economic Review, 2000, 90 (1): 147- 165.
10Repullo, R. Capital requixonts, market power, and risk- taking in banking EJ]. Jotmml of Financial Inter- mediation, 2004, 13 (2) : 156- 182.