我国商业银行收入结构和银行风险的关系研究

A Study on the Relationship Between Income Structure and Bank Risks of China's Commercial Banks

从非利息收入结构角度,基于VAR模型研究非利息收入和银行的经营风险的关系。通过VAR模型实证分析可知非利息收入的增加可以明显降低银行总体风险,并且不同的非利息收入对银行风险又有不同影响。

This paper adopt the VAR model to empirically prove the conclusion that the non interest business really can decrease risk of bank and different non interest business have different effect on bank’s risk.