我国农村金融体系改革与发展的对策思考

Countermeasures on the Reform and Development of China's Rural Financial System

农村政策性金融机构、农村商业性金融机构和农村合作性金融机构是我国农村金融体系的重要成员,但创新能力不足、资金供求失衡等问题始终困扰着农村金融的发展,农村金融仍然是我国金融体系中最薄弱的环节。该文从实际应用角度出发,提出加速农村各类金融机构改革、鼓励农村民营金融机构发展等建议。

The rural policy-oriented financial institutions, rural commercial financial institutions and rural cooperative financial institutions are the important members of China＇s rural financial system. But the problems such as the lack of innovation capability, the imbalance between demand and supply of funds have always hindered the development of rural finance. So the rural finance is still the weakest link in China＇s financial system. Then, from the perspective of practical application, the countermeasures were put forward including accelerating the reform of various financial institutions in rural areas, encouraging the development of rural private financial institutions, etc.