摘要
互联网推动下的网络借贷活动不仅为中小企业提供了广阔的融资管道，也为社会闲置资产提供了更多的投资途径。我国的网络借贷模式众多，其中最引入关注的便是以宜信为代表的债权转让模式。2015年宜人贷在美国上市，不仅成为纽交所中国互联网金融第一股。
Promoted by the Internet, network lending has not only provided small and median enterprises with a broad financing channels, but also has offered more investment channels to social idle assets. In China, we have varied modes of network lending, the most pronounced of which is the mode of assignment of creditor＇s rights represented by CreditEase. Yirendai listed in America in 2015, becoming the first Internet financial stock of China listed on the New York Stock Exchange as well as the direction indicator for the development of Chinese network lending.
作者
黄忠
Huang Zhong(Professor at Southwest University of Political Science and La)
