4Erick Schonfeld. SEC Outlines Its Reasoning For Shutting Down P2P Lender Prosper[J]. Fortune, June,2010.
5Josh Smith. P2P lender Prosper is Back and Better than Eever[J]. Fortune, July,2009.
6黄达.货币银行学[M].北京：中国人民大学出版社,2000..
7Lin, M., N. R. Prabhala, and S. Viswanathan. Judging Borrowers by the Company They Keep: Social Networks and Adverse Selection in Online Peer-to-Peer Lending[R]. 2009.
8Klafft, M. Peer to Peer Lending: Auctioning Mirco Credits over the lnternet [R]. Proceedings of the 2008 International Conference on Information Systems, Technology and Management(ICISTM 08), 2008.
9Herzenstein, M., R. L. Andrews, U. M. Dholakia, and E. Lyandres. The Democratization of Personal Consumer Loans? Determinants of Success in Online Peer-to-Peer Lending Communities[R]. 2008.
10Iyer, R., A. I. Khwaja, E. F. P. Luttmer, and K. Shue. Screening in New Credit Markets: Can Individual Lenders Infer Borrower Credit Worthiness in Peer-to-Peer Lending[R]. 2010.
