加强互联网金融管理的对策探讨

Discussion on the countermeasure of strengthening Internet financial management

研究分析了互联网金融发展中表现出的风险水平过高、范围确定困难、创新合法性存疑、缺乏必要监管体系、管理维度不足等问题,提供了通过加强互联网金融管理控制风险,提高互联网金融管理创新合法性,建立互联网金融监管体系,利用大数据技术增加互联网金融管理维度等措施,希望对优化互联网金融管理体系,建立互联网金融管理新平台有参考价值。

This paper analyzes the problems in the development of Internet finance,such as high risk level,difficulty in scope determination,doubt on innovation legitimacy,lack of necessary supervision system and insufficient management dimension,etc.,and provides the measures of enhancing financial risk control,improving management innovation legitimacy,establishing Internet financial supervision system and increasing the dimension of Internet financial management through using big data technology,hoping to has a reference value for optimizing the Internet financial management system and establishing a new platform for Internet financial management.