浅析保险机构与医疗服务行业的合作

在国外,健康保险与医疗行业总是相伴而生,并取得了良好的协同效果。由于诸种原因,我国保险行业尚未找到与医疗服务行业结合的最好方式。本文通过研究国外保险行业的经验和我国医改的实际情况,建议我国保险行业应采取与医疗机构及医生合作为主,适量投资专科医院的轻资产模式,逐步打造保险公司自有的医疗服务网络体系。

In foreign countries, health insurance and medical service industry are always accompanied with each other, and have achieved a good synergistic effect. Due to various reasons, Chinese insurance companies have not yet found the best way to combine with the medical services industry. In this paper, through analyzing the experience from foreign insurance industry and the situation of our country＇s medical system reform, it is recommended our country＇s insurance companies should mainly take the way of cooperation with medical service institutions ＆ doctors, and then invest specialist hospitals in light asset model, gradually form owned medical service system.