关于意外伤害保险纠纷中“猝死”案件的实务探讨

A Discussion on the Practice of the Sudden Death Cases in Accident Insurance Disputes

猝死案件可以说是意外伤害保险纠纷中最富有争议的案件类型,本文就猝死与意外伤害保险的关系、猝死案件中的举证责任分配、《保险法司法解释三》第二十五条的适用问题展开探讨,为在实务中更好地处理该类案件提供新的思路。

Sudden death cases are the most controversial type among the accident insurance dis putes. This paper makes a discussion about the relationship between sudden death and accident insurance, burden of proof, the application of the 25th clause of the Judicial Interpretation of Insurance Law 3, for the purpose of providing new thought in dealing with such types of cases in practice.