论互联网+保险的法律风险防范

我国已逐步进入了互联网+时代,互联网彻底改变和颠覆了传统的产品提供和服务方式,加快了保险业的快速发展,使行业生产要素配置、生产效率等方面得到提升,但互联网+也给保险业的发展带来了诸多法律风险。本文从保险人、投保人、监管等三个方面分析了互联网+时代下保险业发展的法律风险,并提出相应的对策措施,以期促进保险业更好更快发展。

China has gradually entered the era of the Internet＋. Internet has changed and subverted the traditional products providing and service model. The Internet has accelerated the rapid development of the insurance industry. It not only enhances the efficiency of the allocation of production factors of insurance industry, hut also brings about legal risk of the development of the insurance industry. This paper analyzes the legal risks of the insurance industry in the Internet＋ era from three aspects of the inerrant, the policyholders and the supervisors and puts forward the corresponding countermeasures to realize the fast and good development of the insurance industry.