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P2P网络借贷的风险研究 被引量:4

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摘要 作为一种带有普惠金融特性的互联网金融模式,P2P网络借贷为解决小微企业的融资难问题提供了新的途径,但同时也蕴藏着一定的风险。文章在对我国P2P网络借贷中蕴藏的各种风险进行分析的基础上,指出了目前我国P2P网络借贷中存在着平台资金缺乏监管蕴藏的道德风险,借贷双方信息不对称潜藏着信用风险,投资者投资理念不成熟所带来的认知风险以及服务目标偏移所蕴含的政策风险,并提出了相应的解决对策。
作者 时坤
出处 《时代经贸》 2016年第33期17-21,共5页 TIMES OF ECONOMY & TRADE
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二级参考文献38

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