食品安全责任保险试点工作存在的问题与对策

Problems and countermeasures of food safety liability insurance pilot programs

概述食品安全责任保险的国际代表性推行模式及我国的实践历史与现状,分析推行食品安全责任保险的利弊和试点过程中存在的企业参保积极性不高、保险产品缺乏对食品企业的吸引力以及积极作用未能发挥体现等主要问题,提出开发专属责任保险产品和健全完善市场化运作机制、加强检查考评和风险管理服务能力建设等引导推动工作机制、鼓励因地制宜探索创新推广模式、加强宣传总结和指导督促等推进试点工作的对策与建议。

This paper summarizes the history and present situation of food safety liability insurance,and analyzes the existing problems of the pilot programs,such as low enthusiasm for the participation of enterprise,lack of attractiveness of the insurance product,lack of a strong means of implementation and so on. In view of the existing problems,this paper puts forward some strategies and suggestions to promote the food safety liability insurance pilot work： to develop the exclusive liability insurance products,improve the market-oriented operation mechanism,strengthen the related mechanism by inspection and the capacity-building of risk management services and so on,encourage to explore innovative extension model according to local conditions,and strengthen the publicity summary and supervision.