当代大学生个人消费信贷现状与对策探析

Analysis of the Present Situation and Countermeasure of Contemporary College Students' Consumer Credit

近年来校园消费信贷增长迅猛,大学生已成为消费信贷的主力之一,但由于没有独立的经济能力,缺乏健康合理的消费观,导致部分大学生消费过度,出现贷款后因无力偿还衍生的诸多社会问题,值得我们深入探讨与研究。

Campus consumer credit is growing rapidly in recent years,college students has become one of the main consumer credit,but since there is no independent economic ability,lack of healthy and reasonable consumption,resulting in part of the college student consumption excessive,loan due to inability to repay derived from the many social problems appears,it is worth our discussion and research.