浅析我国商业银行探索交易银行的路径

Analysis of the Path of the Commercial Banks in China by SWOT Analysis

交易银行以其轻资本的运营模式、稳定的利润收入备受国际银行业的青睐。我国的银行业在特殊的经济发展时期,也逐步向交易银行业务转型。在实现交易银行落地的过程中,作为国内商业银行一次创新性的探索,其演变和发展一定会经历数次的改良和创新,面临着诸多挑战和机遇。本文根据国内外交易银行的发展实践,引入交易银行业务的发展价值,以SWOT分析法浅析我国银行业探索交易银行的优劣势,并提出可行性建议。

The trading bank with its light capital operation mode, the stable profit income has been highly favored by the international banking industry. The banking industry in our country is in a special period of economic development, and it is also a gradual transition to the banking business. In the process of realizing the bank landing, as a domestic commercial bank innovation exploration, its evolution and development will certainly experience several improvements and innovations, facing many challenges and opportunities. In this paper, based on the development practice of domestic and foreign trading banks, the paper introduces the development value of transaction banking business, analyzes the advantages and disadvantages of China＇s banking industry by using SWOT analysis method, and puts forward some feasible suggestions.