“金融+产业”扶贫的实践与思考

Practice and Thinking of "Finance + Industry"

"金融+产业"扶贫模式是以产业项目为依托,通过金融资金和产业项目有机结合,精准支持扶贫项目发展,有效发挥金融扶贫的"造血"功能。随着扶贫开发的不断深入,贫困村项目的弱质性、缺少抵质押担保、信息不对称等问题凸显,影响和制约了金融扶贫的可持续跟进。本文基于枣庄市的具体实践,深入分析金融扶贫面临的瓶颈难题,提出了推动金融扶贫稳步高效发展的对策建议。

＂Poverty alleviation mode ＋ fi nancial industry is in the industrial project, through a combination of fi nancial capital and industrial projects, accurate to support poverty alleviation project development, effective fi nancial poverty alleviation＂ blood ＂function. With the deepening of poverty alleviation and development, weak, lack of poverty village project issues collateral security and information asymmetry, highlights, infl uences and restricts the sustainable follow-up of fi nancial poverty alleviation. Based on the specifi c practice of Zaozhuang, this paper analyzes the bottleneck problems of fi nancial poverty alleviation, and puts forward some countermeasures and suggestions to promote the development of fi nancial poverty alleviation.