浅析银行展业自律机制在跨境资金流动监管中的作用

Analysis of the Role of Banking Industry Self-regulation in the Supervision of Cross-border Capital Flows

随着外汇管理简政放权的推进和涉外主体跨境资金摆布方式的日益多样化,以往由外汇局明确审核单据和审核要求的规则监管模式弊端逐步显现。在此背景下,外汇局对银行业务审核提出展业三原则要求,银行在充分理解外汇管理政策、兼顾自身业务的基础上,于2016年下半年建立了展业自律机制。在外汇局从规则监管转向规则监管与原则监管相结合方式的背景下,展业三原则框架下的银行自律机制将成为防范和控制异常跨境资金流动风险的有效模式之一。

With the development of the foreign exchange management decentralization and the promotion of foreign body at the mercy of cross-border capital mode diversifi cation in the foreign exchange bureau clear audit documents and audit rules supervision requirements of the drawbacks gradually. Under this background, the foreign exchange bureau requested the three principles of the exhibition industry of banking of bank audit, in the full understanding of foreign exchange management policies, both based on their own business, in the second half of 2016 set up exhibition industry self-discipline mechanism. Shift from regulation in the foreign exchange administration regulation and supervision of the combination of the principle under the background, the self-discipline mechanism of the three principles of the exhibition industry under the framework of the bank will become one of the effective mode of prevention and control of abnormal cross-border capital fl ow risk.