农村金融发展对城乡收入差距影响的实证研究——以河南省为例

An Empirical Study on the Effect of Rural Financial Development to Urban and Rural Income Gap in Henan Province

在中央"一号"文件多次强调要大力推进农村金融改革的背景下,从河南省农村金融发展视角出发,基于1995—2015年的相关统计数据,运用VAR模型、Granger因果检验,定量分析农村金融发展对河南省城乡收入差距的影响具有重大的理论及现实价值。研究表明二者存在稳定均衡关系,且长期来看仅农村金融结构的优化对城乡收入差距的缩小能起到积极作用。

The No. 1 document has repeatedly stressed the need to vigorously promote rural financial reform,and in this context,by applying relevant statistics from 1995 to 2015 and with the VAR model and Granger causality test the paper makes an empirical study on the rural financial development in Henan Province and has great theoretical and practical value in analyzing the impact of the income gap between urban and rural residents. The Study shows that there are stable equilibrium relationship between them,and in the long term,only the optimization of rural financial structure plays a positive role in the narrowing of the income gap between urban and rural areas.