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互联网金融带给银行业的机遇与挑战

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摘要 互联网的迅速发展使金融市场交易发生巨大变化,尤其在移动支付、社交网络、搜索引擎、云计算和大数据等技术的影响下,出现有别于传统金融的"互联网金融"。P2P网贷是互联网金融中最典型、发展最广泛的一种模式。它通过互联网将贷款人和借款人直接联接,借助专业系统平台对每笔资金的需求进行配对,帮助交易双方确立借贷关系并完成交易手续。
作者 栾宇
机构地区 中国民生银行
出处 《金融经济(下半月)》 2017年第1期81-82,共2页
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