中国银行业存在“效率悖论”吗?——基于2014—2015年16家银行年报数据的检验

Is There “Efficiency Paradox” in Chinese Bank Industry? An Empirical Study on 16 banks from 2014 to 2015

从静态效率与动态效率视角考察了2014年至2015年间中国16家上市银行"效率悖论"的存在性和稳定性问题,特别是产权制度影响,结果发现:多数中国上市银行在样本期间两类效率存在弱差异性,且其差异度极其稳定;大型国有商业银行对两类效率差异无影响,而拥有多元化产权的全国性股份制商业银行与城市商业银行则对两类效率的偏离潜在影响效果较大。最后提出了一些政策建议,即:坚持以创新型、市场化、内涵式的发展理念加速推动银行的转型与发展;顺应时代发展转变角色定位和发展模式;以优化治理结构为目标审慎提高外资参与中国银行业务的范围与程度。

Based on the concepts of static efficiency and dynamic efficiency, this article explored the existence and stability of'efficiency paradox'as well as property right influence of 16 listed Chinese banks from 2014 to 2015. The results show that:most Chinese listed banks have a very weak difference regarding the two kinds of efficiency, and the slight difference is extremely stable; the giant state-owned commercial banks have no influence on efficiency deviation, while the other two types of banks have an obvious potential influence on efficiency deviation. Finally, this article puts forward some countermeasures including:to speed up transition and development by holding the ideas of innovation,market orientation and connotative development; to reposition its role and development pattern; to cautiously enlarge the opening degree in bank industry so as to improve governance structure.