我国农村金融的可持续发展研究

The sustainable development of rural financial research in China

中国经济社会具有"二元"结构特征,城乡两个区域的生产力水平差异较大,金融业的重心长期以来一直处在工业、商业等市场经济活跃的领域,因而城市金融发展水平远远高于农村。我国经济社会的全面发展与新常态对农村金融的建设提出了更高的要求。本文通过分析农村金融的特点与阻碍农村金融发展的内部和外部原因,并从农民、金融机构以及政府的角度给出了解决农村金融可持续发展及良性循环的建议。

China＇s economic and social has the characteristics of ＂binary＂ structure, urban and rural productivity level difference of two area is larger, the financial industry＇s centre of gravity has long been in the market economy active fields such as industrial, commercial, and financial development level is much higher than the countryside. The all-round development of China＇s economic and social and economic new normal requirements put forward higher requirements on construction of rural financial. Therefore, this article through the analysis of the characteristics of rural finance, analyzes the internal and external reasons, hindering the development of the rural finance and from the Angle of the farmers, financial institutions and government gives a solution and a virtuous cycle of sustainable development of the rural financial advice.