新疆伊宁县农信社农户小额信贷服务模式及改善对策

Current Situation and Countermeasures of Rural Credit Cooperatives in Yining County of Xinjiang

本文以伊宁县农村信用社为主要分析对象,着重分析了伊宁县农户小额信贷供给服务的现状,揭示了制约其农户小额信贷发展的主要因素,提出一些具有针对性的改善方法和对未来发展的建议,以期对该地区农户小额贷款的可持续性发展以及金融体系的完善提供参考。

In this paper, the rural credit cooperatives of Yining County was taken as the main object of analysis, the status of microfinance services of Yining County farmers, and the main factors influencing the development of micro credit to farmers were analyzed. Some improving methods and ideas for the future development were put forward. It could provide reference for developing financial system and sustainable microfinance to the region farmers.