内外勾结骗取银行贷款的刑法认定

Criminal Qualitative Research on Collusion in Cheatings for Bank Loans

在内外勾结骗取银行贷款过程中,银行工作人员与贷款人之间相互勾结,共同骗取银行贷款所涉及的是共犯理论中有身份者与无身份者共同实施犯罪的认定问题。立基于"行为共同说"的合理定位,处罚共犯的根据在于行为共同。有身份者与无身份者共同实施骗取银行贷款的行为,存在适用不同罪名的可能性。但根据我国《刑法》第三百八十二条第三款及相关司法解释的规定,针对银行工作人员执行公务之时与贷款人相互勾结,伙同贪污的,应认定构成贪污罪的共犯。

In the process of collusion in cheatings for bank loans, bank staff and lenders are now in question of a collaborative crime nature. Based on proper localization, the essence of a collaborative crime is a ＂joint behavior＂. In this sense, people with authority and without may apply to different charges. Bat according to Item 3, Article 382 of Criminal Law and its related judicial interpreta- tion, we may find that bank staff and lenders cheating for bank loans in collusion and corruption should be sentenced to joint crime of corruption.