经济新常态下我国商业银行财务风险研究

Research on the Financial Risk of Commercial Banks in China under the New Economy Norm

经济新常态下商业银行面临着更多的财务风险,综合考虑商业银行在经济新常态下所面临的所有财务风险因素,有针对性地建立一个商业银行财务风险评价指标体系。并以国内18家上市商业银行为例,利用集值迭代法确定各指标的权重,采用灰色关联分析法进行商业银行财务风险的综合评价,从而了解我国商业银行财务风险的真实控制水平。

Under the economic new norm, commercial banks are faced with more financial risks. By considering all the financial risk factors faced by the commercial banks under the economic new norm, a commercial bank financial risk evaluation index system is established. This paper takes 18 listed commercial banks in China as the example, uses the set value iteration method to determine the weights of each index. And the grey correlation analysis is used to carry out the comprehensive evaluation of financial risks of commercial banks to understand the real control level of the financial risks of commercial banks in China.